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Troy G

Does bad credit in new zealand affect me in australia?

hi im moving to australia from new zealand and have 1 listing on my credit report in new zealand will that appear when applying for finance in australia

    



Show all answers


• Koala • uÊop ɹÇpun
I don't agree with the other answers.
I know a bloke who was bankrupt in NZ, moved to Aussie a few months later and got credit no problems.


Tuggy
Yup, it follows you anywhere. Sorry.


Delulah
Only if your new bank checks it....


c'est la vie
yes...;(


Zebra
In the past this would not have affected you as it was Baycorp that did credit checks & that did not include NZ info & vice versa. It's now called Veda & I'm unsure if they have a deal with Australia re sharing information. I suggest you call them to ask.

As an ex credit manager, 1 listing for a small amount is not a big deal but you will be seen as dishonest for not paying it unless you had a dispute over the amount. If there's no dispute then your financiers will expect you to clear that debt up & will await an updated credit report from Veda before allowing you to borrow.


you're lucky I'm nice
it is attached to you, and affects you wherever you go.





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