Are u.s. citizens required to purchase mexican auto insurance before entering Mexico?

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pjallittle

Driving Into Mexico

An automobile permit is required when driving into the interior of Mexico beyond the border cities. The permits, good for up to 180 days, may be obtained at the border after the tourist card has been stamped by Mexican immigration officials. A $10 fee must be paid by the vehicleâ€™s owner using a major credit card on whose face the word "bank" appears. Vehicle Title of Ownership is required. If the vehicle owner is not in the party, written permission from the owner for a specific time period must be presented. The individual to whom the car permit is issued will have his tourist card stamped to that effect, and it is mandatory that he accompany the auto and surrender the permit upon leaving Mexico.

Auto tourists must stop at Mexicoâ€™s Federal Inspection Points located on all principal highways to the interior, usually about 12 miles from the border. There the auto permit must be presented for inspection, and baggage inspection may also be required.

Mexican Auto Insurance

According to Mexican civil statutes, it is unlawful to operate a motor vehicle in Mexico without auto mobile insurance issued by a Mexican insurance company. In the past, most U.S. insurance companies offered provisions to adjust claims arising from auto accidents in the immediate border cities of Mexico (Endorsement 74). Although that endorsement may still be carried on U.S. policies, Mexican authorities no longer recognize it, and their law is explicit: Drivers must be covered by Mexican insurance. Auto accidents are considered criminal offenses in Mexico, and regardless of fault, involved vehicles are usually impounded.

Short-term Mexican auto insurance is available from numerous agencies and travel services on the Texas side of the border.

Quite a few years ago, my Father-in-law spent a night in jail because he didn't have insurance.

razonje

Not required but HIGHLY recomended. I sell insurance for a living and I can tell you that your US policy is only going to cover you 50 miles into Mexico and coverage is very vague over the border. The police down there dont have to accept your policy as proof of insurance and probably wont if you are in an accident. It is better to juststop at the border and spend the $20 for their coverage.

midnite_oc

you do not need to get insurance...however if i were you i would.

Charlie

I an an American living in Mexico, and yes you do need to buy Mexican car insurance. You can get it for very short times or a year at a time. It is very inexpensive. There are many companies that sell it but my favorite is San Xavier MEXICO insurance. Phone: 1-888-327-1255.

Archer

check your current insurance policy. It should have a clause that covers driving in Mexico and Canada

Elia F

No you do not have to get insurnace.

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