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twinsenw

If I visited New Zealand, was injured and I didn't have health insurance would New Zealand pay the bill?

If I were to visit New Zealand on holiday and I were to be injured and I didn't have health insurance, would New Zealand pay for my hospital bill? How much would I typically have to pay?

    



Show all answers


slack13
If you were injured through an accident (not a disease or medical problem), yes, you are covered through the New Zealand Accident Compensation Corporation.

New Zealand provides free care for all accidents for everyone in New Zealand, including tourists. According to their web site - htttp://www.acc.co.nz/claims/am-i-covere... :

ACC offers 24-hour, seven-day-a-week, no-fault eligibility for comprehensive injury cover for everyone in New Zealand:
• no matter what you’re doing or where you are when you’re injured – driving, playing sport, at home, at work.
• no matter how the injury happened, even if you did something yourself to contribute to it.
• no matter what age you are or whether you’re working – you might be retired, a child, on a benefit or studying.

Visitors to New Zealand are also eligible for cover, as are New Zealanders who travel overseas on short trips.

However, the ACC will not pay for any changes to your travel you may have to make because of the injury, or any lost wages you lose to injury if you are not working in New Zealand. For this reason, you should have travel insurance as well.


Les R
Rating
If the Accident Compensation Commission (ACC) accepted an injury as being an "accident" the injured person would be covered for most of the costs associated with recovery and rehabilitation. Typically it could cost you about 20% of the total costs, but please take the advice of an older person and purchase travel insurance before coming for a holiday it won't cost you much at all and will give you peace of mind.


Driver T
The answer from Les R is the correct one.
The other 2 so far don't seem to be in touch with the facts.

NZers pay into an ACC fund that allows everybody in the country (even tourists) who has an accident to get some compensation.

Your share of an accident payment after ACC has paid their share depends on many factors - but mainly your income (if any).


Grant M
ACC generally does cover tourists for accidental injury,even for acts of gross stupidity.. On the downside, you can not sue and claim damages for an individual or company for injuring you in NZ, even if they are at fault.

Illness is not covered so get Travel Insurance!


LADY WITH AN ATTITUDE
Rating
I am pretty sure you have to pay for yourself. It is best to have travelling insurance so that way when you are injured you don't have to pay for it out of your own pocket.


megan.jones_march1990
Rating
yes, acc is whats it called.


jennifer h
That depends what country you are from New Zealand has a reciprol agreement with many countries where emergency treatment at the public hospitals are free If you come from one of those countries you would pay for a doctors visit and prescriptions. http://www.moh.govt.nz/moh.nsf/indexmh/eligibility-reciprocalagreements


tonalc2
Rating
No, they wouldn't pay it for you. And even if you were insured, many companies wouldn't cover you there.

And sorry, I have no idea what the cost would be.





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