Ray
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Take some of each. It won't take you long to figure out which is easier to use. Have fun. :) |
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fishball
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For my trips to Switzerland i always purchase traveller's cheques in Swiss francs (not all banks issue in this currency) in addition to the charge and credit cards (Amex, Visa, MasterCard) i carry. Traveller's cheques' a good way to account for money spent while charge cards comes in handy to pay for hotel accomodation and highend shopping - rolex, jewellery etc |
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The Main Man at Yahoo
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ATM Debit card. Make sure it is a checking account one. and only take out 500 franc at a time. It will last til you need more. I use mine there |
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Goddess of Grammar
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I'd vote cards. Take out cash at the bank machine, they're everywhere. |
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scooby.doo
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l.d take all. |
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swingtrader912
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Are you American? When I went to Switzerland I just used my debit card at the ATMs. The ATMs in Europe don't charge any fees, so they are much cheaper than using travellers' checks or having an exchange desk change your money. Your bank will usually charge you a surcharge, but it's often less than the surcharge you pay at an exchange desk. |
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Sebi
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You should take traveller's cheques or credit cards..I would go with credit cards. It's not safe to take cash. Have a nice vacation. Switzerland is great |
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kckcoast
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Take debit and credit cards. Use the debit to draw cash amounts you may require for your small purchase and use the credit card to pay for larger bills like transportation and accomodation. The very large majority of Swiss businesses accept Visa, Master, Amex at the least. Also Diners is widely accepted, but not the Discover card (If you're traveling from USA).
Also check this website for travel tips to Switzerland: http://www.myswitzerland.com/en/explore.cfm |
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SH
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Take debit and credit cards. Just put them in different places. Take cash out as you need it, just check with your bank as each bank and card has different fees, usually from 1% to 3%. |
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Anny
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take debit and credit cards and some cash, but you can withdraw at any time. Travellers checks are not that used. |
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Starwalker
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an atm card is all you need (i'm assuming you're from the US). there are UBS/Credite Suisse banks at the airport, with ATMs where you can get cash. i think Credite Suisse charged me a fee last time i took out money, but it was quite a lot less than what my own bank in the states charged, and (exchange rate considered) it's also far cheaper than using traveler's checks or exchanging cash. credit cards are taken almost everywhere (not the supermarkets though), and they're as likely to accept VISA as AMEX (rare, considering that even some American merchants will take any card before they accept AMEX). just watch out for the fee from the credit card company; Mastercard and Visa will charge 1% for the exchange, AMEX 2%. but what gets tricky is that MC/V are issued by individual banks, which often also tries to get a cut; for example, any of the Citicards will have a 3% charge on foreign transactions (this is not a mistake -- Citibank will charge you an extra 2% even though they are not doing any work at all, since MC takes care of the actual exchange). comparatively, AMEX issues their own cards, so the 2% charge is the only charge you'll see. |
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