Scottish notes in England?

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Mark B

Actually no Scottish notes aren't legal tender as such, they are promisary notes that the bank who issued them will honour the amount the note is for. The only true legal tender is the notes printed by the mint.

Alan O

It's not really, its just ignorance from most of our shops here in England, I am English but money is money at end of day and I have never had a problem with my notes in Scotland so I can see why majority of Scots get annoyed when most English people examine it as if it's something from outerspace.

LESLEY D

I have noticed after going on weekend breaks in Scotland that this is worse the further south you get.I agree it isn't fair. The Scots are good enough to accept English money so we should accept theirs. It's not monoploy money after all.

I work in a bar and I am embarrased by having to refuse to accept any Scottish notes. I have changed them with my own money in the past because people have no other cash on them.

Agent Glasseye

Am from Scotland and find this so frustrating. I went to my brothers for Christmas in England and found I could hardly get spend my money. I ended up making sure I had whatever I was buying before I handed over any money. That way it was their choice whether I paid for my stuff or not. I know people are only doing their jobs but why should we be made to feel shady every time we try to spend Scottish notes in England? I bet you don't get that kind of treatment if you came to Scotland! Legal tender is exactly that!

keefy

Shops don't have to accept them, but banks do they'll swap it for you.

cosmic_quest

It is very annoying because we're supposed to be one country yet Scots are forced to go to the banks before a trip to England to stock up on English notes as we would if we were going to a foreign country. It's disgraceful.

Yes, there was problems with forgeries but that was a good decade or more ago. This is 2007; things have moved on in terms of protecting money. Equally, there's been problems with forgery of English notes but you don't see Scottish shop assistants not acccepting them.

taxed till i die,

True enough,they are readily accepted at banks.If you have a debit card you can always deposit in atm,and draw out the same amount,

yik yak

Once upon a time Scottish Â£50 & Â£20 notes were forged by villans in the UK to the hilt and therefore English and Scottish businesses became wary and I dont blame them.

In Scotland we accept english and Nothern Irish notes no problem..However even with Ultra Violet scanner english businesses still do not take Scottish Notes..So I change my notes to english if I have to go over the border. Pi55es me off big stylee.

Ian

As far as I am aware - Scottish or Northern Irish notes are not legal tender in England, having said that most businesses will accept them and simply pay them into their bank accounts [on doing this the notes have to be identified separately on the paying-in slip and can not just be mixed in with English ones].
As a customer in a shop, for example, you do not have to accept one in your change if you do not wish to.
A bank should not include them in money given to you.

brideshead

Scottish Bank notes are not legal tender anywhere, even in Scotland, (with the exception of the increasingly rare Â£1 note).

Businesses accept them on good faith, they are not strictly legally obliged to. In Scotland they are underwritten by banks which carry the exact same amount of English notes to cover the amount of Scottish notes in circulation; this situation effectively renders Scottish banknotes equivalent to cheques.

Businesses in England are under no obligation to accept them, however can if they so choose, they will be honoured.

thunderchild67

What they shops are doing in England is ILLEGAL the custome and excise people CAN be contacted and prosecution can be brought against the company. Any bank will exchange for english notes if thats what you prefer but i tell you this........you will not find any shop in SCOTLAND refusing english notes !

eurotraveller

In fact, only Bank of England notes are legal tender in England and Wales. Bank notes from Scotland, Northern Ireland, Jersey, Guernsey, Isle of Man and Gibraltar are not legal tender in England and Wales, i.e. they do not have to be accepted as payment. However, such notes are officially of equal value to their English counterparts and are not illegal under English law. Acceptance of any Sterling note other than those issued by the Bank of England is at the entire discretion of the payee.
thunderchild67 is wrong in her claim that the refusal of Scottish notes in England is illegal. It is, in fact, totally lawful.

John M

Same as Northern Irish notes - English shops assistants just give you a funny look like you've just given them Monopoly Money....it's a disgrace really

kingpaulii

Scottish notes are not legal tender in England however the Bank of England and back of Scotland have a deal where they will hour eachs other notes at a one to one exchange rate.

Most places in the North of England will accept Scottish notes because they are common place, but down South they don't accept them because they a rare and and easier to forge

tizzy

its now against the law to refuse to accept a Scottish note apparently

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